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Nurturing financial success:

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creativework.keywordsbottlenecks, budgeting, investing, retail stores
dc.contributor.advisorParrocha, Hernan L.
dc.contributor.authorOchavez, Jhon Pol D.
dc.contributor.authorBaguinat, Cherry Mae S.
dc.contributor.authorBorca, Airis F.
dc.contributor.authorDiamante, Danica F.
dc.contributor.chairBayani, Keneth G.
dc.contributor.committeememberGacayan, Daniel B.
dc.contributor.committeememberSiong, Venus D.
dc.contributor.committeememberQuinitip, Tiffany Ruth R.
dc.date.accessioned2026-04-23T13:19:40Z
dc.date.available2026-04-23T13:19:40Z
dc.date.issued2024-05
dc.descriptionFull text
dc.description.abstractRetail stores are grocery enterprises that sell canned goods, snacks, dairy products, beverages, condiments, cigars, and household maintenance supplies, such as laundry and cleaning products. The study aimed to determine the bottlenecks in retail store investing and budgeting processes in the City of San Fernando, La Union. A correlational and cross-sectional design was used, and data were gathered from 63 registered retail stores in the City of San Fernando, La Union. Retail stores face high initial costs, insufficient funding, unexpected expenses, market volatility, fluctuating cash flows, predicting short-term needs, fraud, resource management, and accurate forecasting. There is a significant relationship between retail store profiles, capitalization, ownership forms, and bottlenecks in investing and budgeting processes. Changes in retail store capitalization and ownership forms affect the bottlenecks associated with investment cost, asset allocation, and cash budgeting. However, changes in the Number of employees and years in operation do not influence these bottlenecks.
dc.format.extentxii, 106 p.: ill. (col.)
dc.identifier.citationOchavez, J. P. D., Baguinat, C. M. S., Borca, A. F. & Diamante, D. F. (2024). Nurturing financial success: Bottlenecks in investing and budgeting processes of retail stores in the City of San Fernando, La Union. [Unpublished Undergraduate Thesis]. Don Mariano Marcos Memorial State University – Mid La Union Campus, City of San Fernando, La Union. Lakasa ti Sirib, DMMMSU Institutional Repository.
dc.identifier.urihttps://lakasa.dmmmsu.edu.ph/handle/123456789/1379
dc.language.isoen
dc.publisherDon Mariano Marcos Memorial State University – Mid La Union Campus
dc.rights.licenseCC BY 4.0
dc.sdgSDG 12
dc.subjectSOCIAL SCIENCES::Business and economics
dc.subject.ddcFinancial management
dc.subject.ddcInvestment
dc.subject.ddcRetail management
dc.subject.ddcBudgeting
dc.titleNurturing financial success:
dc.title.alternativeBottlenecks in investing and budgeting processes of retail stores in the City of San Fernando, La Union
dc.typeThesis
dcterms.accessRightsOpen access
dspace.entity.typePublication
thesis.degree.disciplineCollege of Management
thesis.degree.levelUndergraduate
thesis.degree.nameBachelor of Science in Business Administration Major in Financial Management
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