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Fostering microfinance access to sari-sari stores in the City of San Fernando, La Union

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creativework.keywordsfinancial performance, microfinance, microfinance access, sari-sari stores
dc.contributor.advisorParrocha, Maricel C.
dc.contributor.authorCanero, Eirah B.
dc.contributor.authorAbubo, John Michael L.
dc.contributor.authorGarbo, Rachelle D.
dc.contributor.authorJacosalem, Lealyn A.
dc.contributor.authorTango, Edlyn Jane S.
dc.contributor.chairBayani, Keneth G.
dc.contributor.committeememberGacayan, Daniel B.
dc.contributor.committeememberQuinitip, Tiffany Ruth R.
dc.contributor.committeememberSiong, Venus D.
dc.date.accessioned2026-02-19T06:20:13Z
dc.date.available2026-02-19T06:20:13Z
dc.date.issued2024-05
dc.descriptionFull text
dc.description.abstractMicrofinance institutions empower sari-sari store owners to achieve selfsufficiency by providing access to financial services, including business loans, which foster growth and financial stability. The study was conducted to determine the extent of access to microfinance by the sari-sari stores and their financial performance, as well as the significant relationship between the extent of access to microfinance and financial performance. Data from 22 sari-sari stores were gathered using a validated questionnaire and were analyzed using median, mean, and Spearman's Rho. Findings revealed that the respondents have agreed that microfinance services have high access in terms of interest rates, loan repayment period, and financial innovation. There was also an increase in the financial performance of sari-sari stores in terms of their profitability, liquidity, and stability. In addition, only interest rates and loan repayment periods under the extent of access to microfinance have a significant relationship with profitability. A factor under financial innovation, specifically in providing a sufficient grace period in case of difficulties, is significantly correlated with stability.
dc.format.extentx, 69 p.: ill. (col.)
dc.identifier.citationCanero, E. B., Abubo, J. M. L., Garbo, R. D., Jacosalem, L. A. & Tango, E. J. S. (2024). Fostering microfinance access to sari-sari stores in the City of San Fernando, La Union. [Unpublished Undergraduate Thesis]. Don Mariano Marcos Memorial State University – Mid La Union Campus, City of San Fernando, La Union. Lakasa ti Sirib, DMMMSU Institutional Repository.
dc.identifier.urihttps://lakasa.dmmmsu.edu.ph/handle/123456789/1091
dc.language.isoen
dc.publisherDon Mariano Marcos Memorial State University – Mid La Union Campus
dc.sdgSDG 8
dc.subjectSOCIAL SCIENCES::Business and economics
dc.subject.ddcMicrofinance
dc.subject.ddcSmall Business Management
dc.titleFostering microfinance access to sari-sari stores in the City of San Fernando, La Union
dc.typeThesis
dspace.entity.typePublication
thesis.degree.disciplineCollege of Management
thesis.degree.levelUndergraduate
thesis.degree.nameBachelor of Science in Business Administration major in Financial Management
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