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Financial literacy and access to services of micro entrepreneurs in the City of San Fernando, La Union

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creativework.keywordsaccess to financial services, financial institutions, financial literacy, microentrepreneurs
dc.contributor.advisorBayani, Keneth G.
dc.contributor.authorRivera, Arabel C.
dc.contributor.authorBornalo, Roxanne C.
dc.contributor.authorCalapati, Nina Ricci A.
dc.contributor.authorEmperador, Reina Thea D.
dc.contributor.authorMalapit, Jorge Daniel S.
dc.contributor.chairGacayan, Daniel B.
dc.contributor.committeememberParrocha, Hernan L.
dc.contributor.committeememberSiong, Venus D.
dc.contributor.committeememberQuinitip, Tiffany Ruth R.
dc.date.accessioned2026-04-23T15:53:03Z
dc.date.available2026-04-23T15:53:03Z
dc.date.issued2025-05
dc.descriptionFull text
dc.description.abstractFinancial literacy plays a vital role in making sound financial decisions that contribute to the growth and stability of a business. This study explores the financial literacy and access to financial services of microentrepreneurs in the City of San Fernando, La Union. A cross-sectional survey and correlational research design were utilized among 356 microentrepreneurs within the central business district. Findings revealed that respondents generally demonstrated a high level of financial literacy regarding financial knowledge, attitude, and behavior. However, results show limited access to different key areas. Access to financial products and services does not depend on knowledge alone. In response, the study recommends collaboration among microentrepreneurs with financial institutions and local government units to strengthen support and policies that empower them to make sound financial decisions and use proactive strategic approaches. Furthermore, future researchers should explore other methods to understand what influences microentrepreneurs in accessing financial services.
dc.format.extentxii, 122 p.: ill. (col.)
dc.identifier.citationRivera, A. C., Bornalo, R. C., Calapati, N. R. A., Emperador, R. T. D. & Malapit, J. D. S. (2025). Financial literacy and access to services of micro entrepreneurs in the City of San Fernando, La Union. [Unpublished Undergraduate Thesis]. Don Mariano Marcos Memorial State University – Mid La Union Campus, City of San Fernando, La Union. Lakasa ti Sirib, DMMMSU Institutional Repository.
dc.identifier.urihttps://lakasa.dmmmsu.edu.ph/handle/123456789/1386
dc.language.isoen
dc.publisherDon Mariano Marcos Memorial State University – Mid La Union Campus
dc.rights.licenseCC BY 4.0
dc.sdgSDG 8
dc.subject.ddcFinancial management
dc.subject.ddcMicrofinance
dc.subject.ddcEntrepreneurship
dc.subject.ddcSmall business enterprises
dc.subject.ddcFinancial institutions
dc.titleFinancial literacy and access to services of micro entrepreneurs in the City of San Fernando, La Union
dc.typeThesis
dcterms.accessRightsOpen access
dspace.entity.typePublication
thesis.degree.disciplineCollege of Management
thesis.degree.levelUndergraduate
thesis.degree.nameBachelor of Science in Business Administration major in Financial Management
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